CREDIT CARD NEGOTIATION
When credit card debt becomes unmanageable it is very difficult to get on with everyday matters.
If this situation arises the most common solutions are either bankruptcy or negotiating a workable solution with the credit card provider. This is not necessarily difficult work however, in our experience you do need to have an understanding of what makes banks decide on how they will deal with the customer.
Over the years we have gained that experience and we offer the service of negotiating on your behalf with the credit card providers. Our history in this field demonstrates very workable outcomes being achieved and we are always keen to engage in these types of negotiations.
CREDITOR DEBT NEGOTIATION
Apart from credit cards there are many debts that can result in problems. TPH can work with you, review your entire personal financial position and develop a program to negotiate more workable terms with your creditors and lenders.
This service is particularly helpful in avoiding bankruptcy and avoiding other ‘formal’ arrangements such as Personal Insolvency Arrangements (Part X’s and Part IX’s under the Bankruptcy Act).
TPH can also provide “Do-It-Yourself” templates. These are a good basis to attempt your own negotiations with creditors and banks.